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Ending a Tenancy in Singapore: The Handover Checklist That Protects Your Deposit

Deposit disputes usually come down to three things: what the agreement says, how the flat compares to move-in, and who has the photos. Here's how to be on the right side of all three.

Published 4 min readBy the OurKampung team

The short answer

  1. Readyour agreement's handover clauses
  2. Comparethe flat with your move-in photos
  3. Fix and cleanwhat you're responsible for
  4. Photographevery room on handover day

Read your tenancy agreement's handover clauses first — especially anything on cleaning, aircon servicing and repairs. Compare the flat against your move-in photos and inventory, fix and clean what you're responsible for before the inspection, and photograph every room on handover day. Most deposit disputes come down to missing evidence, not bad faith.

Six to eight weeks before: read the agreement

Tenancy agreements in Singapore vary, but most set out what the tenant has to do before handing the property back. Find these clauses, and note what each one asks of you:

  • Notice and end date. When the tenancy ends, and how much notice you need to give to leave early. Leaving Singapore and ending the lease early? Relocado's guide to the diplomatic clause covers that.
  • Handover condition. Usually that the property goes back in the same condition as at the start, fair wear and tear excepted.
  • Cleaning. Some agreements require professional cleaning at the end of the tenancy; others just require the property to be returned clean.
  • Aircon servicing. Many agreements make the tenant responsible for regular servicing, commonly every three months, and landlords often ask to see the receipts.
  • Minor repairs. Many agreements make the tenant pay for minor repairs up to a set amount per repair, with larger repairs falling to the landlord unless the tenant caused the damage.
  • Deposit refund. When the deposit is due back, and on what conditions.
  • Utilities. Who closes the utilities account, and when. CEA's template tenancy agreements for HDB flats and private property have the tenant leave it open and the landlord close it after the joint inspection.

If you rented through a property agent and are unhappy with how the process is being handled, agents in Singapore are regulated by CEA.

Find your move-in evidence

Dig out the inventory list and any photos or videos from when you moved in, and walk the flat with them. Note where things have changed. This tells you what you need to fix — and, just as usefully, what was already there when you arrived, so you don't end up paying for it.

Fair wear and tear, or damage?

You're generally not responsible for the gradual deterioration that comes from ordinary living. You generally are responsible for damage beyond that.

Usually fair wear and tearUsually damage
Paint faded by sunlightHoles from nails, screws or wall plugs
Light scuffs on walls and skirtingLarge marks, crayon or stains
Grout worn with ageMould left to build up through neglect
Light wear on floors in walkwaysBurns, deep scratches or water damage
Fittings loosened by normal useBroken fittings, handles or appliances

Exactly where the line falls depends on the age of the property, how long you've lived there, and what your agreement says. When in doubt, fix it or raise it early.

Two to four weeks before: fix what's yours to fix

A small repair usually costs less done now than deducted later at your landlord's contractor's rates. Nail holes, dripping taps, mouldy silicone, blown bulbs and loose hinges are the usual suspects — our list of handyman fixes worth doing before handover goes through them one by one.

If the aircon is due for servicing, do it now and keep the receipt.

The last week: clear, then clean

  • Remove everything that's yours, including anything left in the storeroom, on the balcony or at the back of a cupboard. Landlords can deduct the cost of clearing things left behind.
  • Arrange disposal for large items you're not taking with you.
  • Book the move-out clean for after your things are out. An empty flat can be cleaned properly — inside the cabinets, behind the appliances, the oven, the fridge and the window tracks, which are exactly the places an inspection checks.

Handover day

  • Do a joint inspection with the landlord or agent if you can, rather than leaving the keys and hoping for the best.
  • Photograph or video every room, including inside cabinets and appliances, with the date visible.
  • Note the meter readings and photograph them.
  • Return every key, access card and remote, and get written acknowledgement that you have.
  • Leave the utilities on. Power and water are needed to check the appliances, taps and sanitary fittings during the inspection. Under CEA's template, which many agreements follow, the tenant doesn't close the account — the landlord applies to close it after the joint inspection. If your agreement says otherwise, follow it, and still wait until the inspection is done.
  • Get the handover confirmed in writing — even a message confirming the date, what was returned and any issues raised.

After handover: getting your deposit back

If your landlord makes deductions, ask for an itemised list backed by quotes or receipts. Compare each item against your move-in evidence and your handover photos, and respond in writing.

Most disagreements settle at this stage. If yours doesn't, the Small Claims Tribunals hear many tenancy disputes in Singapore — check whether your claim is eligible before you file.

Moving somewhere new? Our week-by-week moving checklist covers the rest of the move, and the moving planner dates it for you.

Common questions

Do I have to hire professional cleaners when I move out?

Only if your tenancy agreement says so — some do, many don't. Either way, the flat has to go back in the condition you received it, fair wear and tear excepted, so a thorough clean is almost always worth it.

What counts as fair wear and tear?

The gradual deterioration that comes from normal living — faded paint, light scuffs, worn grout. Holes in walls, burns, stains, broken fittings and damage from neglect generally don't count.

Who pays for aircon servicing in a rental?

Many Singapore tenancy agreements make the tenant responsible for regular servicing, commonly every three months, and landlords often ask for the receipts. Check your agreement for the exact terms.

What can I do if I disagree with a deposit deduction?

Ask for an itemised list with quotes or receipts, compare it against your move-in photos and inventory, and negotiate in writing. If you still can't agree, the Small Claims Tribunals hear many tenancy disputes — check whether your claim is eligible.